If you have looked for roofing companies in the past, you may have read “licensed and insured” on their websites. So, why should you only hire a licensed and insured roofing company for your residential roofing needs?
When you are searching for a trusted residential roofing contractor, you should ask them if they carry liability insurance. This insurance covers any property damage while the job is ongoing in your home. Liability insurance gives you peace of mind that in case something goes wrong during the roofing job, you are not liable to pay out of your pocket. It is one of the many reasons why you should hire a fully insured residential roofing company.
Unfortunately, many roofers do not carry these important credentials. There are a lot of risks associated with hiring uninsured roofers, including shoddy workmanship and no coverage for unforeseen property damage.
“MY NEXT-DOOR NEIGHBOR REPLACES THE ROOF”
Even if the next-door neighbor or relative claims to know how to replace a roof and is ready to help you at a cheaper cost than a reputable, insured residential roofing company, their lack of important credentials can put you, the homeowner, at costly risks.
It is not that your neighbor or relative will do a bad job replacing your roof—they may have the skills. But, if any of their workers were to injure themselves while on the job, you will be liable for paying their medical bills.
“BUT THIS ROOFER HAS INSTALLED A COUPLE OF ROOFS IN THE NEIGHBORHOOD”
Just because a roofer has installed a few roofs on your street, does not mean they carry liability insurance. A professional and insured roofing contractor will be happy to show you their insurance certificate for your protection and peace of mind.
A roof replacement should be a hassle-free experience that does not put you and your property at risk. A good residential roofing company should carry liability insurance. Working with an uninsured roofer could make you responsible for paying the costs of property damage, job injuries, and potential worker’s compensation claims.
Tedrick’s Roofing is fully licensed and insured, with certifications that help our clients rest easy knowing that they are working with a trustworthy residential roofing company in Auburn, WA. We carry full liability insurance coverage of up to $2 million and workers’ compensation insurance. Call us at (206) 824-3440 to learn more about our residential roof replacement services.